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1405 N 20th Street, Clear Lake, IA 50428.
Welcome home to this beautifully updated 3-bedroom, 3-bath twin home that perfectly blends modern comfort with a peaceful setting. The spacious walkout lower level opens to a finished patio, while the entire basement features in-floor heat for year-round comfort. A whole home generator ensures you'll stay comfortable even during unexpected power disruptions! Enjoy the convenience of laundry on both levels, making everyday living effortless. Step outside to almost half an acre, with mature landscaping that creates a private backyard retreat?perfect for relaxing, entertaining, or simply enjoying the outdoors. As an added bonus, you can enjoy the 4th of July fireworks right from the back deck!! Recent updates throughout mean you can move right in and start enjoying everything this exceptional property has to offer. Located just minutes from downtown Clear Lake, you'll have quick access to shopping, dining, and the lake, while still enjoying the peace and tranquility of a quiet neighborhood?even during the height of the summer season.
MLS ID: 6338890
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1405 N 20th Street, Clear Lake, IA 50428.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $475,000 | $475,000 | $475,000 |
| Down Payment | $95,000 | $16,625 | $118,750 |
| Monthly Mortgage Amount | $2,309 | $2,872 | $2,935 |
| Taxes | $661 | $661 | $661 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $209 | $0 |
| Monthly Estimated Total | $3,109 | $3,881 | $3,735 |