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406 Mooresfield Street Elgin, IL 60124 Residential - Single Family New

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  • 406 Mooresfield Street, Elgin, IL 60124 Main Photo

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Description

Located in the sought-after Providence community and served by highly rated Burlington District 301 schools, this beautifully updated 4-bedroom, 2.5-bath home with a first-floor office/den offers space, great design, AND location! Situated on a large corner lot backing to a peaceful preserve area and adjacent to walking and biking paths, this home delivers both privacy and convenience in one of Elgin's most desirable neighborhoods. Welcome to 406 Mooresfield Street, where thoughtful updates and exceptional indoor and outdoor entertaining spaces make this home truly move-in ready! The main level is designed with both practical living and entertaining in mind. The spacious kitchen features 42 high cabinetry, quartz countertops and a huge center island with seating space for three stools. The open-concept layout flows into the main living and dining spaces and the many windows let in great natural light. A first-floor office/den provides the perfect flex space for working from home, a playroom, or additional living area. Recent updates throughout the main level include luxury vinyl plank flooring and updated base trim (2019), updated kitchen (2025), Refrigerator (2025) and Dishwasher (2024). Moving upstairs, you'll find three generously sized secondary bedrooms, a recently updated hall bath, and a large primary suite complete with an attached ensuite bath, walk-in closet, and plenty of space to unwind. Wood Laminate flooring, base trim, and bathroom tile were all updated in 2024, adding a fresh and modern feel throughout the second level. The finished English basement was fully updated in 2026 and offers exceptional, additional living space with luxury vinyl plank flooring, a wet bar, and two separate recreation areas perfect for entertaining, a home gym, a media room, or a play space. Last but definitely not least is your backyard oasis! Step outside and enjoy your morning cup of coffee on your Trex deck, patio (2018), OR the spacious new gazebo (2025). You'll be surrounded by mature landscaping, peaceful preserve views, and the tranquil setting of nearby walking and biking paths and fishing ponds. A new roof with oversized 6 gutters (2020), Exterior Siding painted (2020) and a new furnace and AC in 2024 will provide the next homeowner peace of mind. An oversized garage provides ample room for storage, hobbies, or larger vehicles. Conveniently located near parks, shopping, dining, commuter routes, and neighborhood amenities, this updated Providence home offers everything today's buyers are searching for in the Elgin and District 301 market.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,569
Garage Size: 3
Attached Garage
Built in 2007
Elementary School: Prairie View Grade School
High School: Central High School
Middle School: Prairie Knolls Middle School

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 2,569
County: Kane
High School: Central High School
Subdivision: Providence
Listed By:
RE/MAX All Pro - St Charles 630-513-6100
MRED MLS

Room Information

Den: 11X10
Breakfast Room: 14X8
Bedroom 2: 13X10
Bedroom 3: 10X10
Bedroom 4: 12X10
Dining Room: 11X10
Family Room: 19X13
Kitchen: 14X14
Laundry: 10X6
Living Room: 18X19
Primary Bedroom: 21X14
$525,000
Est. $3,436/mo
4beds
3baths
2,569sqft
3cars
New to the Market New
BEDS4 BATHS2 full 1 partial SQUARE FEET2,569 MLS#12657004
STATUSNew PROPERTY TYPEResidential - Single Family SUBDIVISIONProvidence SCHOOLDistrict 301

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406 Mooresfield Street, Elgin, IL 60124.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $525,000$525,000$525,000
Down Payment $105,000$18,375$131,250
Monthly Mortgage Amount $2,552$3,174$3,243
Taxes $731$731$731
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$231$0
Monthly Estimated Total $3,436$4,289$4,127

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